In the unexpected event of a covered loss, landlord insurance may cover:

• Liability coverage if someone on the property is injured
• Lost rent payments if property repairs force a temporary vacancy

When you rent a townhouse, condo, or single family home, landlord insurance covers:

• Damage to the residence
• Damage to additional permanent structures on the property and onsite property maintenance equipment

In some cases, you may want to consider additional coverage for things like:

• Additional construction expenses to bring the property up to code compliance after it's been damaged
• Vandalism damage
• Damage from theft