A classic car insurance policy provides coverage for theft under comprehensivecoverage. It's important to always make sure you are familiar with and following the terms and conditions of your policy contract. All claims are subject to investigation.

To qualify for coverage under a classic car policy, your vehicle must be stored when not in use. Eligible storage facilities include private and enclosed garages, or a rental or storage garaging unit.

Generally, a vehicle cannot be used for daily transportation or for business. Some states also have maximums for miles driven per year.

A vehicle is usually considered an antique and eligible for a collector car insurance policy if it is more than 25 model years old. But other types of vehicles qualify for a collector car insurance policy such as as unique, rare, or limited production vehicles.

Traditional policies are great for getting the driver back on the road in the event of an accident or other unfortunate event. But they are not always the best at sorting out unique issues that come up with collector car insurance coverage.